Closing the Sale!
To finalize the sale of the home a neutral, third party (the escrow holder, a.k.a. Escrow Officer) is hired to assist the transaction in closing properly and on time. The escrow holder insures that all terms and conditions of the Seller's and Buyer's agreement are met prior to the sale being finalized, including receiving funds and documents, completing required forms, and obtaining the release documents for any loans or liens that have been paid off with the transaction, assuring you clear title to your property before the purchase price is fully paid.
At the close of escrow, payment of funds shall be made in an acceptable form to the escrow (the Escrow Officer will inform the Buyer of these acceptable forms).
A Mortgage Escrow Account is established to pay on-going expenses while there is a loan on the house. These expenses include property taxes, home insurance, mortgage insurance, and other escrow items. Generally, the Escrow Account is partially funded at closing and the home Buyer makes on-going contributions through their monthly mortgage payment. |


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